subject matter insured

The Assured must be interested in the subject-matter insured at the time of loss though he need not be interested when the insurance is effected.

虽然投保时被保险人无需对保险标的具有利益，但在保险标的灭损时，他必须对其具有利益。

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Amended the Insurance Act has been implemented for over a year, when it provides for the transfer of the subject-matter insured, insured persons and informed the insurer of the insured, the insurance contract can be changed.

修改后的《保险法》已经实施一年多，它规定了保险标的转让时，投保人和被保险人只要通知保险人，保险合同即可变更。

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At common law an insurance contract is not enforceable unless the insured has an insurable interest in the subject matter of the contract.

按照普通法，只有当投保人对保险合同的标的具有可保险利益时，保险合同才有强制性。

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Article51if the risk associated with the subject-matter insured has already occurred or ceased to exist at the time an insurance contract is entered into, the contract shall be void.

第五十一条保险契约订立时，保险标的之危险已发生或已消灭者，其契约无效；

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